:root {
  --navy: #082a4d;
  --blue: #2164a1;
  --light-blue: #eaf3fb;
  --gold: #d9b46c;
  --cream: #fbf8f1;
  --white: #ffffff;
  --text: #172033;
  --muted: #657083;
  --border: rgba(8, 42, 77, 0.14);
  --shadow: 0 22px 70px rgba(8, 42, 77, 0.17);
  --radius: 26px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: 'Inter', system-ui, -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  color: var(--text);
  background: var(--white);
  line-height: 1.6;
}
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
.container { width: min(1120px, calc(100% - 40px)); margin: 0 auto; }

.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(255, 255, 255, 0.94);
  backdrop-filter: blur(16px);
  border-bottom: 1px solid var(--border);
}
.nav { min-height: 82px; display: flex; align-items: center; justify-content: space-between; gap: 22px; }
.brand { display: flex; align-items: center; gap: 12px; font-weight: 800; color: var(--navy); letter-spacing: -0.02em; }
.brand img { width: 46px; height: 46px; object-fit: contain; }
.nav-links { display: flex; align-items: center; gap: 24px; font-weight: 700; font-size: 0.94rem; }
.nav-links a { color: var(--navy); opacity: .86; }
.nav-links a:hover { opacity: 1; color: var(--blue); }
.lang-toggle, .nav-toggle {
  border: 0;
  cursor: pointer;
  font: inherit;
  font-weight: 800;
}
.lang-toggle {
  padding: 10px 15px;
  border-radius: 999px;
  background: var(--light-blue);
  color: var(--navy);
}
.nav-toggle { display: none; background: transparent; font-size: 1.8rem; color: var(--navy); }

.hero {
  position: relative;
  overflow: hidden;
  background: linear-gradient(135deg, var(--cream), #ffffff 50%, var(--light-blue));
  min-height: calc(100vh - 82px);
  display: flex;
  align-items: center;
  padding: 72px 0;
}
.hero-bg::before {
  content: '';
  position: absolute;
  width: 620px;
  height: 620px;
  border-radius: 999px;
  background: rgba(33, 100, 161, 0.11);
  right: -160px;
  top: -180px;
}
.hero-bg::after {
  content: '';
  position: absolute;
  width: 360px;
  height: 360px;
  border-radius: 999px;
  background: rgba(217, 180, 108, 0.16);
  left: -120px;
  bottom: -110px;
}
.hero-grid { position: relative; display: grid; grid-template-columns: 1.05fr .95fr; gap: 56px; align-items: center; }
.eyebrow { color: var(--blue); text-transform: uppercase; letter-spacing: .16em; font-size: .78rem; font-weight: 800; margin: 0 0 12px; }
h1, h2 { font-family: 'Playfair Display', Georgia, serif; color: var(--navy); line-height: 1.03; letter-spacing: -0.035em; }
h1 { font-size: clamp(3rem, 7vw, 5.9rem); margin: 0 0 22px; max-width: 820px; }
h2 { font-size: clamp(2.3rem, 4.3vw, 4rem); margin: 0 0 18px; }
.hero-text { font-size: 1.13rem; color: var(--muted); max-width: 640px; margin: 0 0 30px; }
.hero-actions { display: flex; gap: 14px; flex-wrap: wrap; margin-bottom: 22px; }
.btn {
  display: inline-flex;
  justify-content: center;
  align-items: center;
  min-height: 52px;
  padding: 13px 22px;
  border-radius: 999px;
  font-weight: 800;
  transition: transform .2s ease, box-shadow .2s ease, background .2s ease;
  border: 1px solid transparent;
}
.btn:hover { transform: translateY(-2px); }
.btn.primary { background: var(--navy); color: var(--white); box-shadow: 0 14px 30px rgba(8, 42, 77, .24); }
.btn.secondary { background: var(--white); color: var(--navy); border-color: var(--border); }
.btn.full { width: 100%; }
.quick-info { display: flex; flex-wrap: wrap; gap: 16px; color: var(--navy); font-weight: 700; }
.quick-info a { text-decoration: underline; text-decoration-color: rgba(33, 100, 161, .25); text-underline-offset: 4px; }

.hero-card { position: relative; }
.portrait-wrap {
  position: relative;
  border-radius: 36px;
  overflow: hidden;
  box-shadow: var(--shadow);
  background: #d9d9d9;
  border: 10px solid var(--white);
}
.portrait-wrap::after {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, transparent 62%, rgba(8, 42, 77, .18));
  pointer-events: none;
}
.portrait-wrap img { width: 100%; height: min(690px, 72vh); object-fit: cover; object-position: center top; }
.agent-card {
  position: absolute;
  left: -28px;
  bottom: 34px;
  display: flex;
  align-items: center;
  gap: 14px;
  background: rgba(255,255,255,.95);
  border: 1px solid var(--border);
  border-radius: 22px;
  padding: 14px 18px;
  box-shadow: 0 18px 45px rgba(8, 42, 77, .17);
}
.agent-card img { width: 54px; height: 54px; object-fit: contain; }
.agent-card strong { display: block; color: var(--navy); font-size: 1.02rem; }
.agent-card span { color: var(--muted); font-weight: 700; font-size: .9rem; }

.trust-strip { background: var(--navy); color: var(--white); padding: 26px 0; }
.strip-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.strip-grid div { border-left: 1px solid rgba(255,255,255,.2); padding-left: 22px; }
.strip-grid strong { display: block; color: var(--gold); font-size: 1.05rem; }
.strip-grid span { color: rgba(255,255,255,.78); }

.section { padding: 96px 0; }
.section.alt { background: var(--cream); }
.section-heading { max-width: 740px; margin-bottom: 38px; }
.section-heading p:not(.eyebrow), .split p, .about-copy p, .contact-copy p { color: var(--muted); font-size: 1.06rem; }
.cards { display: grid; gap: 22px; }
.cards.three { grid-template-columns: repeat(3, 1fr); }
.card {
  padding: 30px;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  background: var(--white);
  box-shadow: 0 14px 44px rgba(8, 42, 77, .07);
}
.card .icon { display: inline-grid; place-items: center; width: 54px; height: 54px; border-radius: 18px; background: var(--light-blue); font-size: 1.7rem; margin-bottom: 18px; }
.card h3 { color: var(--navy); font-size: 1.35rem; margin: 0 0 10px; }
.card p { color: var(--muted); margin: 0; }

.split { display: grid; grid-template-columns: .9fr 1.1fr; gap: 48px; align-items: center; }
.area-list { display: flex; flex-wrap: wrap; gap: 13px; }
.area-list span { background: var(--white); color: var(--navy); padding: 13px 18px; border-radius: 999px; border: 1px solid var(--border); font-weight: 800; box-shadow: 0 10px 30px rgba(8, 42, 77, .06); }

.about-grid { display: grid; grid-template-columns: .85fr 1.15fr; gap: 54px; align-items: center; }
.about-image { border-radius: 32px; overflow: hidden; box-shadow: var(--shadow); border: 10px solid var(--cream); }
.about-image img { width: 100%; height: 620px; object-fit: cover; object-position: center top; }
.about-copy .btn { margin-top: 8px; }

.cta-section { background: linear-gradient(135deg, var(--navy), #0f4a80); color: var(--white); }
.cta-section h2, .cta-section .eyebrow { color: var(--white); }
.cta-section .eyebrow { color: var(--gold); }
.cta-section p { color: rgba(255,255,255,.78); }
.contact-grid { display: grid; grid-template-columns: .88fr 1.12fr; gap: 46px; align-items: start; }
.contact-methods { display: grid; gap: 13px; margin-top: 28px; }
.contact-methods a { color: var(--white); font-weight: 800; }
.lead-form {
  background: var(--white);
  border-radius: 30px;
  padding: 30px;
  box-shadow: 0 24px 70px rgba(0,0,0,.22);
}
.lead-form label { display: grid; gap: 7px; color: var(--navy); font-weight: 800; margin-bottom: 15px; }
.lead-form input, .lead-form select, .lead-form textarea {
  width: 100%;
  border: 1px solid var(--border);
  border-radius: 16px;
  padding: 14px 15px;
  font: inherit;
  color: var(--text);
  outline: none;
  background: #fbfcff;
}
.lead-form input:focus, .lead-form select:focus, .lead-form textarea:focus { border-color: var(--blue); box-shadow: 0 0 0 4px rgba(33,100,161,.12); }
.form-note { color: var(--muted) !important; font-size: .88rem !important; text-align: center; margin: 13px 0 0; }

.footer { background: #061d35; color: var(--white); padding: 34px 0 22px; }
.footer-grid { display: flex; justify-content: space-between; gap: 26px; align-items: center; border-bottom: 1px solid rgba(255,255,255,.14); padding-bottom: 22px; }
.footer img { width: 70px; height: 70px; object-fit: contain; margin-bottom: 8px; }
.footer p { margin: 0; color: rgba(255,255,255,.78); }
.footer p:first-line { color: var(--white); font-weight: 800; }
.footer-links { display: grid; gap: 8px; text-align: right; font-weight: 800; }
.disclaimer { padding-top: 18px; font-size: .82rem; color: rgba(255,255,255,.62); }
.disclaimer p { margin: 0; }

.reveal { opacity: 0; transform: translateY(18px); transition: opacity .7s ease, transform .7s ease; }
.reveal.visible { opacity: 1; transform: translateY(0); }
.delay-1 { transition-delay: .12s; }
.delay-2 { transition-delay: .22s; }

@media (max-width: 920px) {
  .nav-toggle { display: block; }
  .nav-links {
    position: absolute;
    top: 82px;
    left: 20px;
    right: 20px;
    display: none;
    flex-direction: column;
    align-items: stretch;
    gap: 8px;
    padding: 18px;
    border-radius: 22px;
    background: var(--white);
    box-shadow: var(--shadow);
  }
  .nav-links.open { display: flex; }
  .nav-links a, .lang-toggle { padding: 12px; text-align: center; }
  .hero { padding: 52px 0; min-height: auto; }
  .hero-grid, .split, .about-grid, .contact-grid { grid-template-columns: 1fr; }
  .hero-card { max-width: 560px; margin: 0 auto; }
  .agent-card { left: 16px; right: 16px; bottom: 16px; }
  .cards.three, .strip-grid { grid-template-columns: 1fr; }
  .strip-grid div { border-left: 0; border-top: 1px solid rgba(255,255,255,.18); padding-left: 0; padding-top: 16px; }
  .about-image img { height: 560px; }
  .footer-grid { flex-direction: column; align-items: flex-start; }
  .footer-links { text-align: left; }
}

@media (max-width: 560px) {
  .container { width: min(100% - 28px, 1120px); }
  .brand span { font-size: .98rem; }
  .hero-actions .btn { width: 100%; }
  .portrait-wrap img { height: 560px; }
  .section { padding: 72px 0; }
  .lead-form { padding: 22px; }
}